Getting in a car accident is a nerve-wracking experience. Be aware of these 10 steps ahead of time so you’re prepared.
1. Exchange driver and insurance information, including the following information:
- Name, address, and phone number
- Driver’s license number
- License plate number and state
- Car insurance company and policy number
2. Find people who may have seen the accident, write down their names and phone numbers. Witnesses can help bolster your claim in the event of accident discrepancies.
3. Never admit fault to the other driver, even if you believe you caused the accident. It’s best to let police and insurance companies handle the incident and arrive at their own conclusion.
4. Don’t voice any injury concerns. It’s hard to know what injuries the accident may have inflicted so soon after the event. Claiming injuries that a doctor later refutes may make your case difficult.
5. Know the coverage you have through your car and health insurances BEFORE an accident occurs to see if you’re covered for ambulance rides, rental cars, or tow trucks. Check your car insurance and obtain additional coverage if such necessities are not currently covered.
6. Make sure to document the accident with either a disposable camera kept in an emergency kit or your smart phone. Take pictures of the damage to your car, the other car, and any skid marks. Photograph the entire accident scene to give claims adjusters a clear picture of the incident.
7. Get medical attention, even if an injury seems minor at the time. Small injuries, like whiplash, can worsen after a few days. The sooner an injury is documented, the easier it is to file insurance claims.
8. Call your car insurance company and report the incident, even if the accident is minor and the other party involved want’s to settle outside of the insurance company. A small fender bender could prove to have caused frame damage down the road.
9. While waiting for a tow truck call your lawyer, who can advise what you should be asking after the accident occurs. Involving your lawyer right away will help in the event of a dispute.
10. Remove any valuables from your car before it’s towed, such as insurance papers, wallet or purse, and electronic devices.
If you have been in an accident and are seeking legal justice, contact Gazda & Tadayon, your Las Vegas injury lawyers immediately. We are here to assist you and provide you with support. Call today for your free consultation 702-220-7128.